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Youth Clubs

Accounts for ages 0-17.

Join Our Youth Clubs Today!

Let’s build healthy saving habits for children and teenagers. At URW, we make it extra fun.

Top Dawg

If you’re 0-12

Meet Dollar the Dog! His motto is, “Saving for a Sunny Day!”

Hand Holding Plant

If you’re 13-17

Designed for teenagers, and an opportunity to win scholarships for college!

How To Join a Youth Club

Top Dawg Kidz Club (Ages 0-12)

If you are 12 or younger and you are already a URW Community Federal Member, you are already a Top Dawg Member! If you are not a URW Community Federal Member, stop by one of our branches with your parent or guardian and bring your Social Security card.

With just a $25 deposit, you’ll receive a membership card and your very first Dollar Buck. With each deposit you make during a visit, you will earn another Dollar Buck. As you collect them, you can trade them in for cool prizes!

  • $5—Dollar Pen
  • $10—Bookmark
  • $25—Plush Dollar
  • $25—T-Shirt
Visit a branch near you
kidz club

FYI Teen Club (Ages 13-17)

You only need $25 deposit to open your account, and you’re in. We award five $500 scholarships to high school FYIers who plan to attend college. Plus, everyone who joins receives a gift!

Visit a branch near you
teen club

Making Money Fun for Top Dawg Kidz

Express your creativity and create what your own “dollar” will look like. Download our blank activity sheet and spend time drawing your own bill.

Download blank bill

Take note of each transaction you make at URW, whether you’re spending or saving. Download our blank transaction register, which includes an example of how to organize your account transactions.

Download blank transaction register