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Insurance

Protection you need, when the unexpected happens.

Secure Your Loan Payments

Payment Protection allows members to protect themselves and their families in the event a disability interrupts earning, or a premature death occurs during the term of a loan.*

How It Works

Document

Optional Add-On

When you initiate a loan, you have the option to add Payment Protection as insurance.

Dollar Bills

Payment Amount

Insurance payments vary based on your loan’s term and amount. They are not included in your loan payment.

Community

Credit Disability & Life

It will cover your loan installment if a disability occurs that prevents you from continuing employment or complete your loan in the event of death.

Savings

Eligible Loan Types

You can add Payment Protection to consumer loans, home equity loans, and HELOC.

Hand With Heart

No Physical Exam

As a member, you do not need to take a physical exam as long as you meet group eligibility requirements.

Ready To Add Insurance to Your Loans?

Talk to a Loan Officer
Call 434.793.1278
Visit a Branch
Find us near you

Disclosures

* Some exclusions and limitations do apply. Please refer to the application/certificate for those exclusions and limitations. You have the right to examine the coverage for 30 days. If you are not satisfied you may cancel coverage by returning the certificate for a full refund of any premiums you have paid.

Credit insurance is not a deposit or obligation of, or guaranteed by a financial institution or its affiliates. Credit insurance is not insured or guaranteed by any agency of the federal government. A borrower’s credit approval cannot be conditioned on whether he/she purchases credit insurance.

Route 66 Extended Warranty Reference Guide