Share Secured Loan
The best option for first-time borrowers.
A Loan That is Easy To Start With
A Shared Secured Loan is best if you are borrowing for the first time or trying to repair your credit history.
Secure With Savings or Certificate
Your loan is secured by your URW Savings Account or Share Certificate.
No Credit Qualifications
Your loan won’t depend on your credit qualifications.
Build Credit
As you pay off the loan, you can establish a good credit history.
Share Certificate Secured Loan Rates
See all rates.
|
Certificate Term |
APR* |
|---|---|
|
*APR – Annual Percentage Rate |
|
|
Certificate Term 6 Month |
APR* 5.53% |
|
Certificate Term 1 Year |
APR* 6.60% |
|
Certificate Term 2 Year |
APR* 6.09% |
|
Certificate Term 3 Year |
APR* 5.06% |
|
Certificate Term 5 Year |
APR* 4.56% |
|
Secured by |
APR* |
|---|---|
|
*APR – Annual Percentage Rate |
|
|
Secured by Savings Account |
APR* 3.12% |
Disclosures
-
If the loan is secured by a certificate, the term of the loan cannot exceed the maturity date of the certificate.
Funds for the loan must have been in your account generally for 15 days.
Share Secured Loans are not available on IRA certificates, IRA Shares or Checking accounts.