Personal Loans
Cash when you need it most.
Money You Can Use For Anything
Unlike your credit card, a personal loan gives you the comfort of knowing when your loan will be paid off.
Personal Loan vs. Personal Line of Credit
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How It Works
How It Works
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Max. Loan Amount1
Max. Loan Amount1
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APR2
APR2
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Overdraft Protection
Overdraft Protection
Personal Loan
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How It Works
Lump Sum
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Max. Loan Amount1
$3,000
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APR2
15.00%
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Overdraft Protection
Personal Line of Credit
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How It Works
Funds become available as you pay down the balance
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Max. Loan Amount1
15.00%
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APR2
10.20-18.00%
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Overdraft Protection
Personal Loan Rates
See all rates.
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APR* |
Max. Amount** |
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*APR – Annual Percentage Rate |
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APR* 15.00% |
Max. Amount** $3,000 |
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APR* |
Max. Amount** |
|---|---|
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*APR – Annual Percentage Rate |
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APR* 10.20-18.00% |
Max. Amount** $15,000 |
Insurance To Help You Prepare for the Unexpected
Payment Protection
Credit Disability
- Protects you if a disability occurs that prevents you from continuing employment.
- Covers your loan installment at a time when income is low and expenses are high.
Credit Life
- Protects members in the event of death.
- Your loan transaction is completed, your debt is paid, and your collateral is released.
Payments vary based on the term and amount of the loan.
Disclosures
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*If you are applying for a pre-approval, purchase or refinance, an application deposit will be collected to cover the cost for the credit reports. This fee will be credited toward closing costs. We will accept your application online even if you are not currently a member. However, all borrowers on the application will be asked to qualify for membership. Prior to your loan closing, you will be asked to open a qualifying account. Residency restrictions apply. Cash out refinance transactions with LTV over 70% will be .75% higher than rates quoted. Paying off a home equity loan is considered cash out.
1Maximum Amount based on debt ratio, credit, and length of employment
2APR – Annual Percentage Rate