Club Savings Accounts

Save for the holidays or your next getaway.

Club Savings Account Types

If you want to save for the joy of the holidays, Christmas Club Savings account may be a good fit.

Gives you a little help in meeting special getaway savings goals.

Club Savings Accounts
Account Type	Opening Deposit	Minimum Balance To Earn APY	APY*	Balance Transfer Date
*APY – Annual Percentage Yield Open any time throughout the year. Dividends on average daily balance, paid monthly. Funds are automatically transferred to your URW Community Federal Savings or Checking account. Renews automatically each year unless you close it.
Account Type Christmas Club Savings	Opening Deposit $25 or $5 with payroll deduction/automatic transfer from URW Savings or Checking account	Minimum Balance To Earn APY None	APY* 0.20%	Balance Transfer Date November 1
Account Type Vacation Club Savings	Opening Deposit $25 or $5 with payroll deduction/automatic transfer from URW Savings or Checking account	Minimum Balance To Earn APY None	APY* 0.20%	Balance Transfer Date June 1

A secure savings account where you can earn interest and manage funds easily.

Our Money Market Account has higher interest rates than a savings account, and easier access to your balance than a Share Certificate.