When will my funds be available after making a deposit?

Depending on the type of deposit you make at a URW financial center, ATM, or on a mobile device, your funds may be available immediately or the next business day. If you terminate the account before accrued dividends are credited, accrued dividends will not be paid.

There are a few exceptions that may delay your funds’ availability, including deposits for a large dollar amount or to a URW savings account that has been open fewer than 30 days. When making a deposit, be sure you understand when your money will be available so you can avoid overdrafts and fees. If you have any questions about your funds’ availability, talk to a URW representative by phone or at one of our financial centers.