Get the money you need now at a superior rate!
If you need to take care of big-ticket purchases, apply for a low-rate personal loan from URW Community Federal Credit Union. Use the money to buy appliances, a new computer, or your dream vacation.
Unlike your credit card, a personal loan gives you the comfort of knowing when your loan will be paid off. You'll also enjoy lower payments and possibly lower your overall interest costs.
Features & Benefits
Low, competitive rates
Comfort of knowing when your loan will be paid off
Online account access
Line of Credit
Similar to a credit card, your funds become available again up to your limit as you pay down the balance with no annual fees or transfer fees. A Line of Credit provides overdraft protection on your checking account when you need it, and also can be used to consolidate your debts to avoid paying higher interest rates elsewhere.
Features & Benefits
Low, competitive rates
Overdraft protection on your checking account
Emergency cash when you need it, or consolidate your debts
Funds become available again as you pay down the balance
No annual fees or transfer fees
Online account access
Personal Line of Credit
Annual Percentage Rate* effective 04/21/2015
|
Personal Loan
Line of Credit
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8.75% - 18.00%
8.75% - 18.00%
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*See important information about rates, fees and other costs
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Optional Feature
Loan Payment Protection – URW Community Federal offers this program to help safeguard your family from financial stress if you’re injured or lose your job.
Package options include: life, disability, family leave, and involuntary unemployment
The cost is based on the package options you choose and your monthly outstanding loan balance
To add Loan Payment Protection to your Line of Credit, call us at 434.793.1278 or 866.URW.MFCU. Read about
Loan Payment Protection.